I just read an article about how hard it is for rich people - those making $250,000 a year - to save money. And for the first time since the Great Depression, the savings rate in the U.S. is actually LESS THAN zero (meaning that as a whole, we Americans spend more than we save).

Wow, what a sad story. If people making a quarter of a million dollars each year can't save properly, how in the world do the rest of us hope to build a nest egg?

Rising credit card debt ... skyrocketing numbers of foreclosures ... "rich" people having trouble making ends meet. Doesn't ANYONE know how to manage their money?

No. Plain and simple.

But there is hope. No matter how much - or how little - you earn, you can get ahead.

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