Got a good tip for getting out of debt? Saving money? Making your life (or someone else's life) a little better? Earning a few extra bucks? Living on a tight budget?

Money is tight for lots of people these days. And we need all the help we can get.

No tip is too small, because every little bit helps. Tell us how you:

• save money on monthly bills
• cut out expenses
• pay your bills when money is tight
• use your credit card less frequently
• or anything else that helps you with your finances

So don't be shy, share your good ideas with others. Just comment below (you can even do it anonymously) and let us know your favorite money-saving tips!