So you need help getting out of debt? No big deal, lots of people need help these days. Just don't be like the ones who sign up for a debt relief program with no idea what they are signing up for - and then complain about getting ripped off.
Sadly, many people who complain loudly about debt relief scams got ripped off for one of two reasons:
They didn't check out the company first.
Didn't really get ripped off, but had no idea what they were signing up for.
And these people give the good, honest companies a bad reputation. So do yourself a favor, and ask yourself these 6 questions BEFORE you sign on the dotted line (or before you give away personal information without signing anything).
1 - What type of service do you offer?
There are many terms used by professional companies - Debt relief. Debt management. Debt settlement. Debt consolidation. Credit counseling. So it is critical that you get a detailed explanation of the service you will be getting. It really doesn't matter what it is called. But it does matter what the company will do for you. And if you don't know what they'll do, how can you determine if it will help you? DO NOT sign up with any company that doesn't give you specifics. A company that just promises to "help you get out of debt" is a disaster waiting to happen, and you should run away from them.
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