You read all the time about how rich or successful people - business people, celebrities, star athletes, lottery winners - end up going bankrupt. With all that money, you would figure that they would have everything they need in life.

And that they would find a way to at least keep enough of their money to avoid going broke.

I know, I know. Bankruptcy doesn't always mean you've lost all your riches. Some people just seem to use it as a business strategy.

But the whole idea of success, failure, and money are all connected in some strong way.

To help myself succeed, I belong to a marketing forum run by Josh Spaulding, and he wrote the following article on this article about success and failure.

What does that have to do with credit card debt?

A lot.

Because getting out of debt is a success much like building a profitable business, or reaching any worthwhile goal. Those who have a goal, and a plan, and don't let anything stop them succeed (get out of debt). Those who don't will stay in debt.

The turning point for me in getting out of debt was deciding that I had enough. And deciding that I was going to do WHATEVER IT TAKES to get out of debt.

It was hard. And stressful. And took a lot of sacrifice. And it took me about 2 years.

But in the end I succeeded!

And I'm no financial "whiz" - if I can do it, so you can you!

Work hard. And make it happen. Create your own success. Then do it in other areas of your life. You owe it to yourself!

If you have a success story about debt, money, or any area of your life - no matter how small - let us know in a comment below.