So, if you were behind on your mortgage payments and facing the possibility of foreclosure, what would you do? I just read an article about a New Jersey woman who was in this type of situation. And rather than look for an easy way out, she decided to find a way to make extra money.

So she decided to sell homemade "mortgage apple cakes" to make some extra money. And now she has so many orders she now needs to help process all the orders! Read the article here.

What a great lesson we can all learn from!

Even if we are not facing foreclosure. I get emails from people all the time asking what they should do to get out of debt. Most people are looking for professional help, or some type of "miracle" cure for credit card debt.

While sometimes you need help, sometimes you just need to buckle down and work harder. One of my former bosses used to say "sometimes when money is tight you just need to go out and make more of it!"

How true! But most of us don't usually think this way. Maybe we should.

Because there is no magic potion for paying off debt. You just need to learn how to spend less. And earn more. And do whatever it takes.

Have you ever done anything like this? Let us know by commenting below: