Credit and Debt Consumer Information

The following articles provide consumers with information on a variety of financial issues, including protecting your credit, avoiding scams, and safe banking online. It is up to each consumer to be informed about these issues, and make good financial decisions.

Please read the following information, provided by various organizations and government agencies, to help you learn more about credit and debt. Above all, use common sense and do your own research before making any important financial decisions.

Credit & debt consumer information:

• What is a credit score, and what does it mean to you?
  
  

• How do you get your credit report for free each year?
  
  

• How do credit cards work, and how should you use them properly?
  
  

• What are your rights as a consumer, and how do you protect yourself?
  
  

• How can you be safe while banking on the Internet?
  
  

• How do you protect your credit, and what do you do if there is a problem?
  
  

• What is foreclosure, and how do you prevent it?
  
  

• What are some common tax scams, and how do you avoid them?
  
  

• What are some common fraud schemes, and how can consumers avoid them?
  
  
  

Not sure which debt relief option is right for you? We recommend contacting a debt counselor to discuss your options: Javascript is disabled, Please enable it. It's free & there's no obligation.