Debt Settlement Company Reviews
A side-by-side comparison of some of the top debt settlement companies
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Are you considering debt settlement, but are not sure how to find a company that's honest, reliable, and won't rip you off?
Well, you're not alone. Finding a good debt settlement company isn't easy. There are so many companies out there that they all start to look alike after a while. Ads on TV, the radio, in newspapers - you've probably seen them. And of course, they all say they're good. But how the heck can the average person tell the good ones from the bad ones?
So, what makes a debt settlement company a good one?
They have some experience (in this industry, if a company hasn't been around for at least 3 years, stay away from them!)
They have a positive BBB (Better Business Bureau) report
They answer questions & help educate their clients BEFORE you sign up! (Or they help you do it yourself)
We've decided to review a few of the top companies that will help consumers settle their credit card debts. Make sure to shop around and check out all of your options, because there are different types of settlement services, different fee structures, and different levels of customer service:
Here Are Our Reviews of The
Best Debt Settlement Companies:
Want to learn how to settle your own debts? Read our reviews of the top do it yourself debt settlement programs.
OUR TOP 2 PICKS: 1) CuraDebt |
2) DebtShield |
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Get A Free Debt Analysis From CuraDebt:
Are you looking for a company that you can trust to help you have peace of mind from your personal or business debts? Debt settlement and debt negotiation provide you an alternative to save a considerable amount of money over paying the balances back in full.
With Curadebt you are assigned an experienced financial counselor on staff to assure that your debt settlement and
debt negotiation process flows smoothly from start to finish. Here are the benefits of working with Curadebt:
- Free debt analysis - save 30-50%
- Written guarantee
- Offer both debt settlement & debt consolidation / credit coumseling services
- More information
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Get A Free Consultation From DebtShield:
Debt Shield is a debt settlement company specializing in helping consumers settle their credit card debt and resolve their financial problems that result from hardships such as unemployment, medical problems, death in the family and divorce.
If you have more than $10,000 in unsecured debt (credit card debt, medical debt, personal loans) and are having trouble keeping up with your minimum payments, you may qualify for our debt settlement program. Here are the benefits of working with DebtShield:
- Average client out of debt in less than 30 months & average settlement is 37% of the balance
- Free, no obligation phone consultation
- Earned Better Business Bureau of Greater Maryland’s "Torch Award for Marketplace Ethics"
- More information
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| Year Started: 1996 |
Year Started: 2004 |
Location: San Diego, CA |
Location: Columbia, MD |
BBB Report: CuraDebt BBB report *
Customer reviews: RatePoint
Professional memberships: TASC (The Association of Settlement Companies) |
BBB Report: DebtShield BBB report *
Professional memberships: TASC (The Association of Settlement Companies) |
Our Rating:
Excellent |
Our Rating:
Excellent |
Get a Free debt analysis:
CuraDebt

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Get a Free consultation with a DebtShield counselor:
DebtShield

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What People Are Saying About CuraDebt:
"Thank you so much! We are so thankful for all that Curadebt has done for us! I never could have imagined that we could have cleared as much debt as we have in the past year and a half. We tried for many years to accomplish this on our own and obviously could not achieve these results. So, again thank you to you and all of your team for your outstanding work and effort on our behalf. You will receive referrals from us." Sincerely, KV
"I just wanted to take a minute to thank the staff at CuraDebt for being kindhearted, professional and knowledgeable in their communications with me. Being in such a sensitive and vulnerable position, being treated with respect and thoughtfulness - all the while staying focused on their job at hand - means a great deal to me and I'm confident all those in my position. #### and I are grateful and looking forward to working with you to settle and resolve our debt position. Thank you." Sincerely, MM |
What People Are Saying About DebtShield:
"Dear friends, I have written several times to Street Cents praising Debt Shield employees and I am sure I will many more times. Daryell is my client advocate. I never cease to be amazed by him. He is always so very kind and helpful to me. I am so very blessed to have him working so tirelessly to help me in my effort to become debt free. Daryell, you are the absolute best and I will appreciate you forever. For anyone who needs help getting their finances back on track, I say to each of you: Look no further than Debt Shield!" God bless you all. Bebe T.
"I had been in a financial quagmire for over 20 years with over $25,000.00 in debt when I discovered Debt Shield. What a tremendous difference your company has made for me! It has taken a while, but your company has seen me through every step of the way. Many kudos to the Blue Team (especially Gail & Jontelle) who have made me a proud graduate of your program and helped me avoid declaring bankruptcy! I will be recommending your company to anyone who needs financial help. Your company has helped me so much more than I could ever possibly express!" Gratefully yours, Bridget H.
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* BBB Note: some debt settlement companies get a low grade just because of the industry, despite being a top company. Make sure to also review the Customer History section to get an accurate view of the company's quality.
NOTE: Debt settlement not right for you? Check out some other debt relief options.