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    Debt Settlement Company Reviews

    A side-by-side comparison of some of the
    top debt settlement companies

    Are you considering debt settlement, but are not sure how to find a company that's honest, reliable, and won't rip you off?

    Well, you're not alone. Finding a good debt settlement company isn't easy. There are so many companies out there that they all start to look alike after a while. Ads on TV, the radio, in newspapers - you've probably seen them. And of course, they all say they're good. But how the heck can the average person tell the good ones from the bad ones?

    We've decided to review a few of the top companies that will help consumers settle their credit card debts. What makes a debt settlement company a good one?

    • They have some experience
      (in this industry, if a company hasn't been around for at least 3 years, stay away from them!)
    • They have a positive BBB (Better Business Bureau) report
    • They answer questions & help educate their clients BEFORE you sign up! (Or they help you do it yourself)

    Reviews of 4 Top Debt Settlement Companies

    Debt Settlement Option #1 - Hoffman Brinker

    "Zero Balance: How To Settle Debts For Less" Home Study Course

    Debt settlement can be a great alternative to bankruptcy, but it’s not for everyone. You have to be in the right situation with the right set of circumstances to be successful. But if you know what you’re doing, you absolutely can settle outstanding debts for substantially less than full balance. The next step is to determine whether or not the settlement approach is truly the right solution for you. To assist you, Hoffman Brinker has put together a free online video where they candidly discuss both the benefits and drawbacks of the debt settlement process in detail. Whether you have just begun your research on this topic or you’ve been scouring the Internet for weeks or months, watch this video. You’ll be glad you did. Here are the benefits of working with Hoffman Brinker:

    • Free video to help you decide if debt settlement is right for you
    • Learn the real truth about debt settlement from an industry expert
    • Also offers hourly consulting
    • Save yourself lots of money in fees & avoid unethical settlement companies
    • More information

    Type of service:

    Do-it-yourself course & consulting

    Year started:

    1995

    Location:

    Shelby Township, MI

    BBB report:

    Hoffman Brinker BBB report

    Our rating:

    Watch FREE Video - How To Decide If Debt Settlement Is Right For You:

    Debt Settlement Option #2 - CuraDebt

    Get A Free Debt Analysis From CuraDebt

    Are you looking for a company that you can trust to help you have peace of mind from your personal or business debts? Debt settlement and debt negotiation provide you an alternative to save a considerable amount of money over paying the balances back in full. With Curadebt you are assigned an experienced financial counselor on staff to assure that your debt settlement and debt negotiation process flows smoothly from start to finish. Here are the benefits of working with Curadebt:

    • Free debt analysis - save 30-50%
    • Debt settlement services for consumers & businesses
    • Written guarantee
    • Offer both debt settlement & debt consolidation/credit counseling services
    • More information

    Type of service:

    Work directly with creditors on your behalf

    Year started:

    1996

    Location:

    San Diego, CA

    BBB report:

    CuraDebt BBB report

    Our rating:

    Get a FREE Debt Analysis Online in 30 Seconds!:

    Debt Settlement Option #3 - DebtShield

    Get A Free Consultation From DebtShield

    Debt Shield is a debt settlement company specializing in helping consumers settle their credit card debt and resolve their financial problems that result from hardships such as unemployment, medical problems, death in the family and divorce. If you have more than $10,000 in unsecured debt (credit card debt, medical debt, personal loans) and are having trouble keeping up with your minimum payments, you may qualify for our debt settlement program. Here are the benefits of working with DebtShield:

    • Customer Service Guarantee
    • Free, no obligation teleconference
    • Average client out of debt in less than 30 months & average settlement is 37% of the balance
    • Earned Better Business Bureau of Greater Maryland’s Torch Award for Marketplace Ethics
    • More information

    Type of service:

    Work directly with creditors on your behalf

    Year started:

    2004

    Location:

    Columbia, MD

    BBB report:

    DebtShield BBB report

    Our rating:

    Get a FREE consultation with one of DebtShield's debt counselors:

    Debt Settlement Option #4 - ZipDebt

    Charles Phelan's Do-It-Yourself Debt Negotiation Training & Coaching Program

    Considering debt settlement? The simple truth is that it's best to handle your own debt settlement program, rather than pay someone else to deal with your creditors. By negotiating your own settlements, you'll save a ton of money in fees, decrease the risk of creditor backlash, and feel better about the process when you're done. ZipDebt helps consumers tackle their debt problems head-on. With some real-world information and a little expert coaching, you can avoid bankruptcy, bypass the expensive third-party companies, take control of your debts, and resolve your financial situation in a straightforward and rational manner. But first, you have to get un-brainwashed about how the different programs work. A lot of what you think is probably wrong or inaccurate. Here are the benefits of working with ZipDebt:

    • Get professional results at do-it-yourself prices
    • Founded by Charles Phelan, who pioneered the do-it-yourself-with-coaching method for debt settlement
    • Includes free phone consultation & ongoing coaching by email
    • FREE 32-page report: "How to Eliminate Your Debts Quickly and Safely Without Filing Bankruptcy"
    • More information

    Type of service:

    Do-it-yourself course & consulting

    Year started:

    2004

    Location:

    Encinitas, CA

    BBB report:

    ZipDebt BBB report

    Our rating:

    Learn More About Charles Phelan's Do-It-Yourself Debt Negotiation Training & Coaching Program:



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