Looking For Tips On "Do-It-Yourself" Debt Settlement?

Read our review of ZipDebt and learn how to settle your credit
card debt with help from an industry expert.

ZipDebt review:

If you want to learn how to settle your own debts, then ZipDebt offers a great "do it yourself" training program.

Debt settlement has become a very popular option for many consumers. Watch TV or listen to the radio for just a few hours, and you'll likely hear a whole bunch of ads offering to help you "get out of debt quick" by settling your debts. Many consumers now realize that these ads that sound too good to be true, like most things in life, often are too good to be true.

These days more and more people are choosing "do-it-yourself" debt settlement, so they can save money and be in control of the process. One of the best do it yourself programs is offered by Charles Phelan of ZipDebt.com.

For those who no longer have the ability to pay their credit card bills, debt settlement is an ethical and honest alternative to bankruptcy. Especially with the tough new bankruptcy law that went into effect in October 2005. The ZipDebt philosophy is that "with some real-world information and a little expert coaching, you can avoid bankruptcy, bypass the expensive third-party companies, take control of your debts, and resolve your financial situation in a straightforward and rational manner."

And if you've checked out some of the professional settlement companies, you know that their fees can be high. Just like with changing the oil in your car, doing your taxes, or fixing up your house, sometimes it's worth it to hire a professional. But sometimes you can learn how to do it yourself and save lots of money. It all depends on your needs, and your comfort level with handling your own finances.

So that's why Charles has decided to create the Do-It-Yourself Debt Negotiation Training & Coaching Program, to give you the expert coaching you need to achieve professional results WITHOUT the huge fees. Get a copy of his two powerful free debt settlement reports to learn how it works.

Most people are a little skeptical when they first learn about do-it-yourself debt settlement. But the truth is that you CAN settle with your creditors once you understand how the collection process works. And Charles is just the guy to help you. We can ensure you that the ZipDebt.com program is not a scam.

Charles Phelan has been helping people become debt-free without bankruptcy since 1997. A former executive in the debt settlement industry, he helps average people achieve professional results at a fraction of the cost. In the Do-It-Yourself Debt Negotiation Training & Coaching Program from ZipDebt.com you'll learn EVERYTHING you need to know to settle your own debts, without paying a dime in administrative fees, and without having to wrory about getting ripped off by an unethical debt settlement company. The simple fact is that anyone capable of using a telephone can settle their own accounts for 50%, 35%, even 20% of the amount owed.

Here are the 4 steps of his training & coaching program:

Step 1 - Training & Education: First you need to learn, so you'll get the complete audio-CD training course which will give you with a very thorough and comprehensive education in how to negotiate and settle your own debts. You'll also get a CD-ROM with all the forms and letters you'll need.

Step 2 - Telephone Consultation: Probably the best part of the entire program, you'll schedule a personal telephone coaching session to review your accounts, discuss what the creditors on your list are currently settling for, and answer any questions you have - to help you apply what you've learned and create your own debt negotiation game plan.

Step 3 - Ongoing Coaching & Support by Email: For 6 months after your purchase, you can email Charles anytime for coaching, advice, answers to questions, and general support (and we're NOT talking auto-responders, generic newsletters, or program "updates" that may or may not have anything to do with your situation.)

Step 4 - Document Review Service: As you receive settlement offers in writing from your creditors, you may have questions or concerns about the contents. Charles will review them and respond with his professional opinion.

If you are serious about getting out of debt, you will not find a better "do it yourself" debt settlement guide anywhere else. So, ZipDebt is highly recommended!

Here is a summary of ZipDebt:

Positives:
 ♦ Get coaching from Charles Phelan, an expert in the debt settlement industry
 ♦ Offers free report
 ♦ Includes free phone consultation & ongoing coaching by email

Negatives:
 ♦ Must be willing to learn the process & be able to follow instructions
 ♦ Doesn't settle debts for you, so you must follow through to achieve results

Overview:
 ♦ Company founded: 2004
 ♦ BBB report: ZipDebt BBB report *
 ♦ Product offered: Debt Settlement Training & Coaching Program
 ♦ Fee Structure: Three levels - Basic, Enhanced, & Premium programs
 ♦ Website: ZipDebt

 ♦ Our Rating:     Excellent

For more information:
 ♦ Do-It-Yourself Debt Negotiation Training & Coaching Program - Free Reports

What People Are Saying About ZipDebt: "Charles Phelan is for real. The tapes provide a tremendous amount of information, walking you through the process step by step. On top of that Charles responds quickly and gives thorough and careful answers to your questions. He takes the time to listen to you, learn about your personal situation and then shares with you bountiful advice, based on experience. The feeling is that not only is he knowledgeable, he really cares."    N.G.    Los Angeles, CA "Your seminar saved me thousands of dollars. I was just about ready to sign up with a debt settlement company and was glad I could do this myself. I have just received my first settlements for 40%. I would recommend this seminar to anyone that feels they are over their head in debt."    R.N.    Covington, TN "When we purchased your seminar, we were seriously considering bankruptcy. We had over $130k in credit card debt. The fear of the unknown kept us from sleeping well or enjoying daily life. Your seminar contained the information we needed to calm our fears. We are now sleeping at night without worrying about our creditors. Most of them sent letters offering to settle – one of them for 35%. Several are now with collection agencies and your seminar explains very well how to deal with them. The bankruptcy option is still open, but we don't intend to use it at this time. Thank You very much for your help."    R.K.    Tulsa, OK

* BBB Note: some debt settlement companies get a low grade just because of the industry, despite being a top company. Make sure to also review the Customer History section to get an accurate view of the company's quality.